Best Baccarat Online Casinos 2025Â
If you haven’t yet tried Baccarat but would like a quick run-through of the basics of the game so you can give it a go, then firstly don’t worry, Baccarat is one of the simplest casino games you can play and secondly, this page will introduce you to everything you need to know.
To begin with, this is a bettor’s game. There is very little to do and no strategy needed to perfect. In short, the game itself is about the player and the banker with your aim being to make a wager on which one, if any, of the two will win.
All you are required to do is log on, enter an online baccarat room, determine how many chips you want to wager in the game and decide where to place them.
Top 5 Sites for Real Money Baccarat
Before we go into full detail about how to play Baccarat, we can redirect you to some sites where you can actually play the game for real money. Most of the following online casinos have regular and live dealer versions of Baccarat and usually more than one variant too.
Millionz
Millionz is an online baccarat casino that was built by gambling industry professionals who wanted to disrupt the casino community. It has done this by offering up more than 6,000 casino games. This is why we can confidently say that Millionz is one of the best online casinos out there.
Among its huge gaming library, you will find plenty of online Baccarat options. All of its games are available in demo mode so you can “try before you buy”. We counted more than 90 Baccarat variants that you can play.
RealSpin
Featuring games delivered by many of the industry’s leading providers, RealSpin is an online casino that boasts 30 different types of Baccarat online games.
These include regular Baccarat such as the one provided by Betsoft, Squeeze Baccarat by Pragmatic Play, or the live First Person Baccarat from Evolution Gaming, and 27 other immersive options.
Should you join this site, you can fund your Baccarat game time using many payment methods such as credit card, Skrill, Interac, and cryptocurrency.
Spinline
You can find any of the 34 online Baccarat titles on offer at Spinline casino through the 'Table Games' tab or by using the search bar. Again, there are live dealer versions and their video alternatives for you to enjoy.
NetEnt, Evolution Gaming, and Betsoft are among some of the top software developers to provide games here. This casino is operated by GBL Solutions N.V., a company registered and established under the laws of Curaçao.
Betblast
At Betblast you are able to enjoy just short of 50 Baccarat online titles. Furthermore, you have options for both video and live dealer games. As you can imagine, with nearly 50 Baccarat games to choose from, you will be spoilt for choice if you opt for this online casino and sportsbook.
Betblast is a fully licensed casino where you can enjoy more than just Baccarat games. There is also a fully stocked library of slots as well as other traditional table games such as Blackjack and Roulette.
Crypto Loko
Crypto Loko is another recommended online Baccarat casino. It is one of the most innovative crypto-only gaming sites available. Here, you will find Baccarat under the 'Table Game' tab and you are able to play a free practice game before playing for real money.
At this online casino you can enjoy all of the perks delivered by the five level VIP Program. These are Poko Loko, Payaso, Kooky, Batty, and the top level Muy Loko. Each of these statuses come with extra benefits.
How to Play Baccarat Online
Baccarat is a simple game and, when played well, the house edge can be as low as just 1.01%, meaning it offers players a decent chance of close to a 100% return on their wagers. Best of all, Baccarat doesn’t require too much strategy in order for you to turn a profit.
Basic Rules & Game Objective
Essentially, in this game you are betting on who will win between the banker and the player, with a third betting option backing a tie. However, you should know that the tie bet loses more often than it wins.
Of the three betting options, the banker bet has the lowest house edge so will always be your best bet.
In the game, the dealer draws from between six to eight decks of cards, dealing themselves and the player two cards each. Because you are pitting the player’s hand against the banker’s, you will need to calculate the value of the player’s hand.
Step-by-Step: From Betting to Results
Before we get started on how to play Baccarat, here is a brief outline of how the game works.
Decide on the size of your chips and place your bets on either the player, banker, or a tie to win.
Two cards are then drawn to both the player and the banker before being revealed.
The value of both cards is combined up to a maximum value of nine with the closest value being the winning hand.
If the total value is greater than nine, then it resets to zero before rising up to nine again.
If the total value equals five or lower, then a third card will be dealt, and the value is matched against the opponent.
In Baccarat, you may hear something about a natural win. This is where the combined points tally of the first two cards equates to either the 8 or 9 and can’t be beaten because the aim of the game is to get the closest to nine points.
Understanding Third Card Rules
The Third Card Rule in Baccarat determines when players and bankers need to draw an additional card in the game. If a player's initial two cards total zero to five, they draw a third card otherwise they stand.
For bankers, if the player stands with two cards totaling zero to five, the banker draws a third card. The game moves on with each player dealt two cards. If these two cards do not total at least eight or nine, the baccarat third card rule can come into play.
Hand Values Explained
In Baccarat, double-digit values made up of two card values only have their second digit counted. So, for example, 10 is worth 0, 11 is worth 1, 12 is 2, etc. This means that hands constructed of 2+3 (5) beats 6+7 (3).
In Baccarat,10s plus the face cards (Jack, Queen, and King) are all counted as zero, while the numeric cards (two through nine) are each worth their face value while the Ace is worth one point.
Baccarat Variants You Can Play Online
There is more than one type of Baccarat game for players to try. Punto banco, Baccarat Banque, and Chermin De Fer are the three most popular variants of the online casino game. The numerous different variations of the game all have alterations to the rules.
Below, we will outline some of the most popular forms of online Baccarat as well as their core rule changes.
Punto Banco (Standard Baccarat)
Punto Banco is the most commonly played form of Baccarat. In the game, players are dealt two cards and if their total is eight or nine, they win the hand. If not, additional cards can be drawn until one of the players reaches nine.
Punto Banco is a very easy game to learn, making it a great option for newcomers to online casino games.
Super 6
Super 6 Baccarat is essentially the regular Punto Banco Baccarat but with the added twist of a side bet. You are able to wager on the banker, the player, or tie, just like in classic Baccarat. However, you can also place a bet on the banker to hit exactly six points.
The side bet is Super Six Baccarat’s main difference to the Punto Banco game. Before the round begins players can place their side wagers, including the Super 6 bet where this game takes its name from.
EZ Baccarat
Another popular online variant of the game is EZ Baccarat. The rules follow classic Baccarat except when it comes to the Banker bet. As before, each round starts with players placing a bet on the banker, player, or a tie.
Players can also place wagers on any of the available side bets. Once all bets are in, standard Baccarat dealing procedures are followed. One of the key advantages of EZ Baccarat is the removal of the commission on winning Banker bets. This makes the game easier to manage for players.
Chemin de Fer & Baccarat Banque
Chemin de Fer is a popular variation of the classic Baccarat casino card game, but with a few extra twists that make it an exciting experience.
In Chemin de Fer, there is one banker and the rest of the players act as punters. Each player takes turns being the banker. The banker is in charge of making wagers, collecting bets, and paying out wins.
Also, in Chemin de Fer, the dealer deals six decks of cards and all the cards are dealt face down meaning that players can’t see what other players are holding until the end of the hand.
Live Dealer Baccarat
Live Baccarat takes the thrills of Baccarat but adds an authentic human being experience. Most online casinos that host live casino Baccarat will have a number of different variants on offer but the key difference is that the games are hosted by real dealers.
The added human element makes it feel like you are playing in a real casino, only you don’t need to leave your home or wherever it is you want to play.
Mini & 3-Card Baccarat
Mini Baccarat and 3-Card Baccarat are two different but related forms of the game. Mini Baccarat follows the same rules as the main version but with a smaller table and faster pace. In Mini Baccarat, the dealer is the banker, and players never take on the role of the banker.
In 3-Card Baccarat, each player plus the dealer receives three cards. The aim of the game is to create the highest hand value while avoiding a hand of seven or eight. Essentially, Mini Baccarat is a streamlined version and 3-Card Baccarat is another game with its own unique rules and gameplay.
Common Side Bets in Baccarat
Side bets are wagers placed on a round of Baccarat on outcomes beyond the outcome of the hand itself. Most commonly, the bets are staked at the start of the round before the cards have been dealt. Many have fixed odds that are greater than the odds of the regular bet.
Perfect Pair
If you are familiar with Blackjack, then you will know the advantage of grabbing a suited pair in the first two cards.
This is a side bet that either the banker’s or the player’s opening hand will be a pair of the same rank. If they are of different suits, this usually has a payout of 5/1 and if they are of the same suit, this usually has a payout of 25/1.
Lucky 8
The Lucky 8 side bet is a wager that either the player or banker will win the round with a hand that has a total value of eight. A successful wager will usually payout at 4/1.
Make your banker or player place a bet, then hope your chosen hand wins. The house edge drops from 16.6% to 13.65% if you bet on the banker.
Dragon Bonus & Dragon Bet
With the Dragon Bet, when a hand is won by a large margin or is a natural winner, you can get a payout that can reach 30/1. This exciting bet pays for a natural win and also for a certain margin between player and banker bets.
If your win is by nine points, get 30/1, eight points pays 10/1, seven points can be worth 6/1, six points is 4/1, five points pays 2/1, and four points is evens.
Super 6 Bet
With the Super 6 you are looking for the banker’s hand to total six. Of all of the Baccarat side bets, this is one with the highest house edge, close to 30% with a payday of 12/1 if you pull it off.
The bet wins when the banker’s hand has a total value of six made with two or three cards and beats the player’s hand that has a lower total value. There are some baccarat tables that allow players to place a Super 6 side bet without betting on the player or banker main game.
Odd/Even & All Red/Black
As the name suggests, an all red or all black bet is where you simply place a wager on all of the drawn cards being red (22/1) or black (24/1). As you can see by now, some baccarat side bets are more complicated than others and some not so much.
Just like it sounds, the odd or even side bet needs the combined value of the two hands to be either odd or even. Wins here can earn you a payday of around 92/1.
Baccarat Strategy & Tips
Baccarat is a simple game that has one of the lowest house edges in a casino. This can be as low as just 1.01%, meaning it offers players a decent potential of close to a 100% return on their bets. Best of all, Baccarat doesn’t require too much strategy in order for you to turn a profit.
That being said, there are few strategies you can use to your advantage.
Best Practices for Beginners
For Baccarat beginners, the best advice is to always bet on the banker and to avoid the tie bet. The reason for this is that the banker bet has a lower house edge than the player bet. Also, the tie bet has a very high house edge, making it a much riskier choice.
The banker bet has a house edge of around 1.06%, making it statistically the best bet in baccarat. There is a 5% commission on winning Banker bets, but the lower house edge makes it a more favorable option than a bet on the player.
Money Management Techniques
As with any online casino game, there are a few steps you can take to manage your money better and Baccarat is no different. It’s always best to set a budget and stick to it. Keep your casino bankroll separate from your regular capital and avoid chasing losses.
What is specific to Baccarat is that you need to avoid the tie bet for the reasons we listed above. Likewise, focus on the banker bet because it offers the best odds in baccarat.
Does Card Counting Work in Baccarat?
Card counting is much more applicable to blackjack and not really an effective strategy for the main game of players versus the banker. This strategy can work with some of the game’s side bets, however, such as the Dragon 7.
Baccarat games normally use multiple decks of cards, which are shuffled regularly, making it difficult to track the remaining cards. Some baccarat games also discard cards after a shuffle, making it even harder to keep track of what's left in the deck.
Betting Systems to Consider
There are a number of betting systems that can be used in baccarat, including flat betting, Martingale, Paroli, Fibonacci, and Labouchère. Each of these has its own approach to managing bankroll and adjusting bets.
Flat betting is a conservative strategy where you bet the same amount on each hand, while the Martingale system is where you double your bet after each loss. With the Paroli system, you double your bet after a win.
How to Choose a Baccarat Casino
Picking the right Baccarat casino for you really depends on what you are looking for. We all want something different so there is a lot to take into consideration. Below, we have listed some of the things you need to think about before committing to an online casino platform.
Are You a Casual or Competitive Player?
How competitive you are when you play Baccarat can influence your decision as some casino sites have tougher games than their competitors. If you are a particularly competitive player then maybe stay away from the harder to win games as a higher degree of losses is more likely.
Casual players can play at softer sites, like online roulette sites, where games are easier to win. But remember, this is not a game where you will be playing against other players as you do in poker. Here, it’s you versus the banker.
Do You Prefer Live Dealer or RNG?
This one is all about personal preference. Do you prefer to play an automated game of Baccarat that uses a random number generator (RNG) to ensure its fairness? Or maybe you enjoy the human interaction that live casino games bring.
Live dealer Baccarat cannot be played in demo mode unlike its RNG counterpart for which demo options can be played. This helps with trying out new and exciting variants of Baccarat.
Banking Methods That Suit Your Needs
When it comes to playing Baccarat at an online casino, pick a platform that suits your banking needs. You should prioritize payment options that offer security, convenience, and speedy transactions.
Different casinos offer banking methods, including credit and debit cards, bank transfers, e-wallets such as PayPal, Neteller, or Skrill, and cryptocurrencies like Bitcoin. In short, casinos should be as flexible as possible in this area as punters need a lot of choice.
Checking Mobile Compatibility
In this day and age, many online casino players prefer to do their gambling on a mobile device. Doing this means people can take part in their favorite casino activities, including Baccarat, wherever and whenever they want.
It doesn’t especially matter whether or not the casino platform has a dedicated mobile app. So long as the site in question has been fully optimized for mobile use, and you have an Android or iOS device, you’re good to go. Literally.
Site Safety, Licensing & Reputation
You will want to feel safe when playing online Baccarat. For this reason, choose a casino site that is fully licensed. In doing so, you will be playing at an operator that has put in place all of the security measures that are required to earn the license.
The stipulated regulations will include player verification processes, security protocols, responsible gambling tools, game fairness, and payout rates.
Online Baccarat Bonuses
Online Baccarat casinos are well known for offering bonuses to attract new players and reward existing ones. These bonuses can include welcome bonuses, cashback bonuses, or reload bonuses.
While all these bonuses are different, it is always important to check the terms and conditions of the bonus, including playthrough requirements, before you accept it.
Welcome Bonuses for Baccarat
Casino welcome bonuses are a great way to get extra value from your time spent playing Baccarat online, but finding the right offer isn’t always easy. A lot of welcome bonuses come with restrictive terms and conditions or maybe don’t offer generous rewards.
That’s why you need to know where to look and which casino Baccarat bonus sites to play at. These promotions are offered to new players and can include free spins, matching bonuses, free chips, or other incentives to help get your new account started.
Cashback & VIP Rewards
Cashback promotions, particularly those with VIP or loyalty tiers, offer increased rewards for loyal customers including minimizing the risk.
As well as doubling cashback on purchases or providing other perks, these deals can pay out some of a player’s lost funds, money they thought they had lost forever.
VIP members can earn heightened levels of cashback rates depending on the status levels. Loyalty programs reward repeat custom with additional perks and cashback.
Using Promo Codes
Casino promo codes, which can also be known as bonus codes, are a sequence of numbers and letters used to redeem an advertised bonus on a casino site. You can use these codes to get bonus funds or free spins, for example.
Casino promo codes are usually reserved for new customers and the code is entered during the registration process. On occasions, these could also be used to give something extra to the existing ones.
How We Review Baccarat Casinos
We choose our Baccarat casinos extremely carefully. Our reviews are conducted by evaluating several key factors to determine the site's suitability and reliability for players.
These factors include safety and security, payout speed, payment options, software quality, game choice and customer support, among other things.
Licensing and Regulation
It is recommended that players check to make sure that the online casino they are about to register and play Baccarat at is holding a valid license from an appropriate gaming control board.
If an online casino is unlicensed, it means that it isn’t being held accountable to a gaming control board and could be untrustworthy and potentially fraudulent. The license will be listed on the site and means that you can expect fairness and safety at all times.
Otherwise, it wouldn’t have been awarded a license in the first place.
Game Variety & Quality
The range of games available to play is another crucial aspect. Sure, you might be here for the Baccarat, but a top casino website should present a wide array of gaming choices for their players, as there might be times when you want to play something different.
It’s definitely better if an online casino site offers a lot of alternative slot games with all of the different features and themes, plus numerous classic table game variants like poker, roulette, and blackjack. This is why we decided to create a list of the best online poker sites to help our readers pick with ease.
Live Dealer Experience Â
Live casinos are becoming increasingly popular with the casino game playing community. These games provide thrilling casino games in a new and interesting way while allowing for genuine human interaction.
This makes it feel like you are actually playing in a real life casino and works particularly well for Baccarat games. Also, as previously noted, what you will consider as the best online live dealer baccarat casino offering live dealer games, will offer different variants of Baccarat.
Bonuses & Promotions
A good welcome bonus can really help to transform the gaming experience for new players. Beyond that, once you are fully registered at a new online casino site, you will want to be able to enjoy the existing customer offers and promotions as well.
Whether you are looking for enticing no deposit bonuses, generous deposit match offers, or exciting free spins, you need to find the perfect bonus for you and believe us, it’s out there.
Conclusion
Baccarat is one of the easiest casino games to play and the one with the lowest house edge. These two reasons combined make it an ideal game for beginners that, side wagers aside, revolves around three bets only.
The three bets you can make in Baccarat are the banker’s bet, the player’s bet, and the tie bet. One quick tip though is to ignore the tie option. The tie bet is the worst bet in the game and should be eliminated as an option as it will almost always end up being a losing bet.
The banker’s bet, on the other hand, is the one with the lowest house edge and as such is the only way to minimize the risk element, thus providing a greater chance of winning this classic casino game.