Best Casinos With Credit Card (Visa, Mastercard) Deposit 2025
The credit card is the most widespread means of payment in the world. It is increasingly secure, and is available at your nearest shops, but also on the Internet. Unlike other means of deposit and withdrawal, Visa and Mastercard credit cards are available in almost all online casinos featured on Lucky7Bonus. Fast and efficient, the credit card no longer has to prove itself in today's world.
Credit cards have been in circulation in some form or other since the 1970s. In fact, despite the onset of more modern payment systems, their continued existence is a testament to their resilience and convenience.
This is in part due to their capacity to adapt to more modern technologies, most notably the ability to make online payments. As a result, they continue to be a popular payment method for casino players too, lauded for their convenience and security, as well as widespread acceptance across most platforms.
| CREDIT CARDS | KEY CHARACTERISTICS |
|---|---|
| 🌐 Parent Companies | Visa, MasterCard, American Express, etc. |
| 📆 Year founded | 1950 |
| 💵 Currencies accepted | Local currencies |
| 🌎 Countries supported | Worldwide |
The 5 best casinos to pay with credit card
Most offshore licensed online casinos accept credit card payments, with behemoths like Visa and Mastercard being among the most popular choices!
With so much choice, it can be hard knowing which platform to go for. That’s why our team at Lucky7Bonus have done all the groundwork for you, highlighting the best credit card casinos the market has to offer.
Millionz
Millionz Casino first came online in 2020 and is owned and operated by Altacore NV. This casino has a license issued by the Curaçao Gaming Authority so you can feel safe playing here. Millionz offers a wide selection of casino games from all of the leading industry providers.
As a new player, you can help yourself to a fantastic welcome bonus that includes the following:
100% up to €1,000 + 50 Free Spins
Millionz is also a top bank transfer casino that is fully compatible with mobile devices on both Android and iOS systems, so you can enjoy its games wherever you are. If you're a loyal player, you can enjoy the rewards and benefits that come with the VIP club.
Cloverspin
The Irish themed online casino Cloverspin was established in 2023 and holds a license issued by the Gambling Commission of Curaçao, ensuring that your playing time with it will be completely safe and secure.
Sign up to Cloverspin today and enjoy the following welcome bonus:
100% up to €1,000 + 50 free spins
There is a great range of deposit options at Cloverspin Casino which also offers sports betting options. Aside from the sportsbook, there are more than 5,000 online casino games to take your pick from.
Cloverspin has a decent VIP program which you can get involved with. If you do, you claim prizes and other rewards as well as potentially boosting your winnings. You should also know that this site has been fully optimized for mobile use.
Casimba
Casimba is a very popular online casino, with lots of global players. The variety of games is huge, with almost 1,500 titles in total available to enjoy, and the site is regulated by the United Kingdom Gambling Commission, meaning that everyone will be playing safely and securely.
Players at this casino can take part in the Casimba loyalty program, but there is no mobile app for this site. Instead, simply use your smartphone or tablet’s browser to access the fully mobile optimized website.
There is no shortage of banking methods to make your deposits and withdrawals, including, in the case of deposits at least, credit cards. Should you ever feel the need to, you can speak to the Casimba support channels either by email or live chat.
Anyone registering for a new Casimba account can take advantage of the following first deposit bonus:
200% up to €5,000 + 50 free spins
Royal Panda
Established in 2014, Royal Panda Casino is one of the top online casinos which is why it has a huge following. One of the reasons for its success is the hundreds upon hundreds of great casino games it offers its players.
The Royal Panda online casino is regulated by the Malta Gaming Authority for some markets as well as the UK Gambling Commission meaning that it is safe to play at. The website is secured at all times with encryption protocols that are among the toughest in the industry.
Royal Panda can be enjoyed on a desktop but has also been fully optimized for mobile use. You can fund your account here by using debit or credit card, Trustly or Skrill.
New sign ups at Royal Panda can enjoy the following welcome offer:
100% up to €1,000
Mr.Play
The mustachioed Mr.Play is an online casino that hosts more than 400 games from the industry’s top software providers. This is a site that likes to entertain and runs regular promotions with bonuses available for both new and existing customers alike.
To ensure legitimacy, the casino is licensed and regulated by the United Kingdom Gambling Commission. It doesn’t matter whether you play on a desktop browser or mobile device as the quality of the user interface will be perfect either way.
Mr.Play offers more payment options than most of its competitors as well as providing top notch security features to keep you safe when playing online. Finally, the Mr.Play support team is available 24/7.
There is a tasty looking welcome bonus on offer here too:
100% up to €200 + 20 free spins
How does a credit card work at an online casino?
If you have never before used a credit card to fund your casino account then fear not as it is a very simple process. Working in exactly the same way as depositing with a debit card, credit cards simply deduct funds from the available balance on the card and transfer them into your casino account.
The only difference between a Visa or Mastercard debit card deposit and a credit card deposit is that with a debit card you are spending your own money and with a credit card you are spending money you have borrowed from a lending company.
Other than that, the process is identical. You simply need to head to the banking or deposit section of the casino site in question. You can usually find the button for this in the top right corner of the homepage.
Clicking on this will present you with all of your payment options and, if credit card is there, you can select that option. From there, enter the amount that you wish to deposit and click on the deposit button and the funds will be in your casino account in no time.
What types of credit cards are accepted in online casinos ?
There are two main types of credit card companies, and both are widely accepted. You are sure to have already come across both of these at some point, but one of these is issued by Visa and the other is a Mastercard.
Visa credit cards
One of the most common and popular payment methods in online casinos, Visa credit cards are famed for their security and reliability. Just about every online casino will accept Visa and any platform that works with a credit card certainly will.
This is because Visa is one of the biggest credit card companies in the world. Visa credit cards make it very simple to deposit funds. Being a credit card, you are unable to withdraw any money back on to it.
You can withdraw funds on to an alternative Visa card such as a debit card as this will show up in your bank balance. Players can use the following options to make their transactions, and each option has its own specific features:
Visa Standard
Visa Electron
Visa Debit
Deposits are usually instantaneous so you will be able to wager what you want right away. However, withdrawal processing times can take a little longer. These withdrawals can also be immediate but can also sometimes take anywhere from 1 to 5 business days.
In our experience, there are typically no fees attached to these transactions. There might, however, sometimes be exceptions to this as there are some online casinos who do, indeed, charge a fee. Also, some credit card issuers can themselves charge you for their service.
Mastercard credit cards
The other main type of credit card is a Mastercard. Mastercard is an American multinational payment card services corporation that is based out of Purchase, New York State. Transactions made using a Mastercard work the same as those made using a Visa card.
Again, there are debit card options as well as credit card options and not every site will accept the latter of the two. To make transactions, players can use the following:
Mastercard Standard
Mastercard Debit
Mastercard Maestro
Whichever card you choose to use, all deposits are processed in an instant, although there are some online casinos that do not allow withdrawals to Mastercard cards. In cases such as these, you will need to use an alternative method to withdraw funds.
Mastercard also offers additional protection against fraud and, depending on the bank that issued the card, there may be some fees attached. For the most part, the online casinos that you will be playing at will not apply any fees on your transactions.
Other credit cards accepted
American Express (AMEX)
The other type of credit card is one that is issued by American Express, often shortened to AMEX. AMEX is easily one of the most convenient online payment methods to make deposits with.
It is very popular, but not as common as Visa or Mastercard. Your transactions will work in the same way as with any other credit card and should also be feeless and instant. Don’t be fooled by the name, these cards have global reach and are not just for use in the USA.
AMEX is a great banking option for online gaming as it is accepted at some of the best casinos in the business.
What are the pros and cons of Credit Card at online casinos?
As with any method, credit card payments come with their own set of benefits and drawbacks. Your choice ultimately comes down to personal preference and what works for you might not work for someone else.
With that said, here are some of the main pros and cons that you should know about before diving in.
| PROS | CONS |
|---|---|
| ✅ Fast and convenient | ❌ Overspending is easy |
| ✅ Easy to track spending | ❌ High fees |
| ✅ Fraud protection available | ❌ Credit card debt can accrue |
| ✅ Fast processing speed | ❌ Negatively impact credit score |
| ✅ Widely accepted |
Pros
Quick and convenient: Credit cards are a fast and convenient way to pay, and don't require additional steps like creating an account or getting an e-wallet.
Easy to track: It's easier to track credit card transactions than other payment options.
Fraud protection: Credit cards offer better fraud protection than other payment methods.
Speed: Credit cards offer rapid processing times, often working in an instant.
Widely accepted: You will find that many online casinos outside of the UK will accept this form of payment.
Cons
Overspending: Credit cards can make it easier to spend more than you would with cash.
Fees: Credit cards can have higher transaction fees than other payment methods. You may also be charged interest and cash advance fees.
Credit card debt: If you use a credit card to gamble and end up in debt, it could be a bad thing as this money needs to be repaid to its lender.
Credit score: Gambling doesn't directly affect your credit score, but using a credit card to gamble could lead to overspending and debt, which will negatively impact your credit rating.
How to make deposits with a credit card?
Making a deposit with a credit card couldn’t be easier. Just follow these simple steps:
Choose a casino: It might sound obvious but the first thing you need to do is head over to the online casino site that you want to play at and login to your account
Select 'Deposit': Then, head to the banking or deposit section of the site by clicking on the appropriate button
Choose the credit card option: You may be asked to opt for either Visa or Mastercard, but often the system will figure this information out for itself
Input amount: Select the amount you wish to deposit by entering a figure in the box
Fill in required fields: Now you will need to enter your card details. This means the long card number, the expiry date and the CVV (Card Verification Value) number
Confirm: The final part of the process is to confirm the transaction
How to make withdrawals with a credit card?
Unfortunately, it is impossible to make a withdrawal back on to a credit card. That is simply not how it works.
What are the fees associated with Credit Card for online casino transactions?
Credit card providers tend to categorize online casino transactions differently from everyday purchases. Because of this, they can charge high rates of up to 34.95% p.a. as well as fees for them. Although it can vary from card to card, this isn’t exactly ideal.
They can attract fees where card issuers typically charge a percentage-based fee that has a strict minimum
For example, 3% of the transaction, minimum €3
Then there is the interest which is normally charged from the day the money leaves your account. If you manage to clear your balance in full every month, a lot of credit cards will give you a grace period of up to around 55 days 0% interest on purchases.
However, cash advances, which is what credit card companies consider gambling to be, are usually exempt from this benefit. They are also normally exempt from any long term introductory 0% purchase offers.
What are the alternatives to Credit Card on online casinos?
Whether Visa, Mastercard or even American Express, credit card payments are readily available at most gambling platforms licensed by offshore regulators.
However, depending on your jurisdiction, restrictions may apply. In any case, here are some viable and popular alternatives to credit cards at online casinos.
Bank Transfer
A bank transfer is the transfer of money from your bank account to the casino’s bank account. In order to use bank transfer to fund your account you will need to have a personal bank account. You might be required to call your bank to set things up if this is your first time.
Bank transfers can be a good alternative to credit cards as they are usually feeless, safe, instant, plus you can only spend what you already have and no more. This makes things faster and even more convenient to use for online gambling.
| Categories | Bank Transfers | Credit Cards |
|---|---|---|
| Security | ✅ Highly Regulated & Secure | ✅ Fraud Protection |
| Transaction Speed | ❌ Slow Processing Times | ✅ Instant Deposits |
| Withdrawal Limit | ✅ High Limits | ❌ Withdrawals Not Possible |
| Anonymous Transactions | ❌ Tied to Bank Account | ✅ Very Limited Anonymity |
| Fees | ✅ Low Processing Fees | ❌ High Fees / Interest |
PayPal
Initially called Confinity, PayPal was one of the earliest known renditions of what we would today call an e-wallet. In fact, it’s proven to be a very effective method for making online casino payments, with players praising it for its high degree of security and anonymity.
Though fees can vary, it is generally associated with low transactions costs. Plus, unlike credit card payments, withdrawals are widely accepted. Furthermore, like many e-wallets, PayPal is versatile and can accept payments in fiat and cryptocurrencies.
| Categories | PayPal | Credit Cards |
|---|---|---|
| Security | ✅ End-to-End Encryption | ✅ Fraud Protection |
| Transaction Speed | ❌ 3 to 5 Business Days | ✅ Instant Deposits |
| Withdrawal Limit | ✅ Limits Vary | ❌ Withdrawals Not Possible |
| Anonymous Transactions | ✅ Anonymous Transactions | ❌ Very Limited Anonymity |
| Fees | ✅ Low Processing Fees | ❌ High Fees / Interest |
Bitcoin
If you’re looking for fast and anonymous payments, cryptocurrencies are a terrific option. Having revolutionized the financial landscape and the way we think about money, these digital coins have proven immensely popular with casino players the world over.
And out of the thousands of coins on the market, the most favored by players is undoubtedly Bitcoin. Utilizing sophisticated blockchain technology, payments are highly secure and often considered near impenetrable.
Unlike credit cards payments, Bitcoin is also associated with very low fees, while also allowing users to withdraw large winnings in one single transaction.
| Categories | Bitcoin | Credit Cards |
|---|---|---|
| Security | ✅ Blockchain Technology | ✅ Fraud Protection |
| Transaction Speed | ✅ Lightning-quick Deposits & Withdrawals | ✅ Instant Deposits |
| Withdrawal Limit | ✅ Very High Limits | ❌ Withdrawals Not Possible |
| Anonymous Transactions | ✅ Anonymous Transactions | ❌ Very Limited Anonymity |
| Fees | ✅ Low Transaction Fees | ❌ High Interest Rates |
Skrill
Formerly known as Moneybookers, Skrill is an e-wallet with a very strong presence in the online gambling scene and for good reason. It's praised for its versatility, accepting multiple fiat currencies and crypto transactions.
In fact, as an e-wallet, Skrill is known for having fast processing times, allowing players to transfer funds instantly.
Although external factors may cause times to vary, many casinos can process Skrill withdrawals within a day. For a cost, Skrill can also supply a prepaid Mastercard for even faster transactions.
While Skrill can be found across many internationally licensed casinos, geographical restrictions can severely limit its availability, especially compared to credit card payments which are far more accessible.
| Categories | Skrill | Credit Cards |
|---|---|---|
| Security | ✅ Very Safe & Regulated | ✅ Fraud Protection |
| Transaction Speed | ✅ Very Fast Processing Times | ✅ Instant Deposits |
| Withdrawal Limit | ✅ High Limits | ❌ Withdrawals Not Possible |
| Anonymous Transactions | ✅ High Degree of Anonymity | ❌ Very Limited Anonymity |
| Fees | ✅ Low Processing Fees | ❌ High Interest Rates |
PaysafeCard
PaysafeCard gives you all the benefits and security associated with credit card payments while still retaining your anonymity. This is because it is a prepaid payment method.
What this means is that you don’t actually have to share any of your bank details, making it great for players who value their privacy.
Available as a virtual or physical card, PaysafeCard utilizes a 16-digit pin and is completely mobile compatible, making it both a highly secure and convenient payment method for players.
The caveat to all this is that, similar to credit card payments, PaysafeCard withdrawals are typically not available at online casinos.
| Categories | PaysafeCard | Credit Cards |
|---|---|---|
| Security | ✅ Unique 16-Digit Pin | ✅ Fraud Protection |
| Availability | ✅ Widespread | ✅ Widely Accepted |
| Transaction Speed | ✅ Fast Processing | ✅ Instant Deposits |
| Withdrawals | ❌ Typically Not Supported | ❌ Not Possible |
| Anonymous Transactions | ✅ Very Anonymous | ❌ Somewhat Anonymous |
| Fees | ❌ High Fees May Apply | ❌ High Interest Rates |
How to choose the best Credit Card casino site?
There can be a lot to consider when picking a new online credit card casino site. And at the end of the day, different people value different factors in a site. We think the following factors are worth considering when signing up to a new online casino.
Games catalog
When looking for a casino that accepts credit card payments, a diverse game selection should play a crucial role in that decision-making process.
The key to this is having a strong mix of providers that specialize in different areas. For instance, the likes of Hacksaw Gaming, Nolimit City and Yggdrasil, among others, are known for creating unique slot games that vary in themes and mechanics.
From macabre and wonderous graphics with innovative features to those lighthearted titles with simple gameplay, there should be something to fill everyone’s shoes.
Pragmatic Play is also known for its slots but, along with Evolution, is perhaps best known for creating some exceptional live dealer games.
So, while having a massive gaming library certainly helps, it is often more about the quality than it is about the quantity. A little bit of everything goes a long way.
Licensing and Security
When it comes to your finances and privacy, there’s no cutting corners. So, before signing up at an online casino, it’s imperative that you make sure the site has high security standards and player protection protocols.
Firstly, our team at Lucky7Bonus will never recommend casinos that are not fit for purpose. Instead, we make sure to only highlight gambling platforms that are fully verified and licensed by a well-known international gambling authority.
However, if you want to check for yourself, all verified casino sites should have a link to their licensing details listed on the bottom of the homepage.
The reason why we emphasize the license so heavily is that it means the casinos have passed a series of stringent background checks that ensure players, and their finances, are protected.
Among other measures, this includes sophisticated end-to-end encryption software for safe and secure transactions.
Eventual transaction fees
Depositing funds into your casino account using a credit card is generally free of charge However, short of saying they are always feeless, some credit card casinos may apply service charges.
These charges are pretty superficial and minimal at worst. However, if this is something that concerns you, it’s worth finding out before committing yourself to a casino site.
You can do this by heading over to the site’s terms and conditions page and looking for the payments section. Alternatively, you can contact the casino’s customer service team for more information.
Now, while any fees related to the casinos are few and far between, remember that by using a credit card, you will have to pay back what you take out.
Plus, credit cards are notorious for charging very high interest rates on any late payments so it’s important to bear this in mind before diving in.
Responsible Gaming
Responsible gaming refers to measures taken by licensed online casinos to protect players from excessive gambling behavior or even ludomania (betting addiction).
Top platforms will give players the power to place a budget on gambling expenses and control their playing time. This can be achieved through in-built self-service tools such as deposit limits and timeouts.
Other tools can wager limits and also a stop/loss limit. These measures can be implemented on a daily, weekly and monthly basis.
Some online casinos will require you to set these limits by contacting customer care. Furthermore, the availability of these services may vary depending on the licensed platform.
In any case, one thing that should always be present is the option for self-exclusion, which is the act of banning oneself from a site entirely for a minimum of 6 months up to a few years if necessary.
Customer service
At some point or other, all casino players will have a question they need clarifying or an issue they need resolving. In such cases, having access to a great customer support system is of utmost importance.
The best platforms will have 24/7 live chat support, allowing players to contact help anytime of the day. Many casinos though will offer live chat 7 days a week or at the very least, have a very good email response team.
That said, there’s no point in having a good system for communication if the customer service (CS) agents are no good. Good customer service is all about conflict resolution.
While CS agents can’t be expected to know all the answers, they should have a good general understanding of how the casino works.
They need to demonstrate patience and show a genuine interest in getting issues resolved in a timely manner. Being professional yet friendly and compassionate when needed are also important factors.
Final Thoughts
Credit card payments via Visa or Mastercard give players a convenience that you don’t always get when using cryptocurrencies or e-wallets.
For starters, they are one of the most widely accessible and popular payment methods available across many online casinos licensed by offshore regulators. They are also considered highly secure and regulated!
The main caveats are the potential for high interest rates and the fact that withdrawals aren’t generally possible. However, so long as you are cautious, credit card payments offer a quick and easy solution for depositing funds into your casino account.
