Best online casinos to pay with credit card
The credit card is the most widespread means of payment in the world. It is increasingly secure, and is available at your nearest shops, but also on the Internet. Unlike other means of deposit and withdrawal, Visa and Mastercard credit cards are available in almost all online casinos featured on Lucky7Bonus. Fast and efficient, the credit card no longer has to prove itself in today's world.
There aren’t many easier and secure deposit options than the humble credit card. If you’re looking for casino sites that accept credit card deposits and withdrawals, you’re in luck. This page is here to introduce you to the best credit card casinos.
The 5 best casinos to pay with credit card
We promised to introduce you to the best casinos to pay with credit card, so here are our top five.
Millionz
Millionz Casino first came online in 2020 and is owned and operated by Altacore NV. This casino has a license issued by the Curaçao Gaming Authority so you can feel safe playing here. Millionz offers a wide selection of casino games from all of the leading industry providers.
The Millionz casino is great for novices and experienced players alike thanks to its highly user friendly interface. You can also take advantage of the site’s responsible gambling tools in order to continue playing in a safe environment.
This is also a casino that is fully compatible with mobile devices on both Android and iOS systems, so you can enjoy its games wherever you are. If you're a loyal player, you can enjoy the rewards and benefits that come with the VIP club.
As a new player, you can help yourself to a fantastic welcome bonus that includes the following:
100% up to €500 + 50 Free Spins
Cloverspin
The Irish themed online casino Cloverspin was established in 2023 and holds a license issued by the Gambling Commission of Curaçao, ensuring that your playing time with it will be completely safe and secure.
There is a great range of deposit options at Cloverspin Casino which also offers sports betting options. Aside from the sportsbook, there are more than 5,000 online casino games to take your pick from.
Cloverspin has a decent VIP program which you can get involved with. If you do, you claim prizes and other rewards as well as potentially boosting your winnings. You should also know that this site has been fully optimized for mobile use.
Sign up to Cloverspin today and enjoy the following welcome bonus:
100% up to €500 + 50 free spins
Casimba
Casimba is a very popular online casino, with lots of global players. The variety of games is huge, with almost 1,500 titles in total available to enjoy, and the site is regulated by the United Kingdom Gambling Commission, meaning that everyone will be playing safely and securely.
Players at this casino can take part in the Casimba loyalty program, but there is no mobile app for this site. Instead, simply use your smartphone or tablet’s browser to access the fully mobile optimized website.
There is no shortage of banking methods to make your deposits and withdrawals, including, in the case of deposits at least, credit cards. Should you ever feel the need to, you can speak to the Casimba support channels either by email or live chat.
Anyone registering for a new Casimba account can take advantage of the following first deposit bonus:
200% up to €5,000 + 50 free spins
Royal Panda
Established in 2014, Royal Panda Casino is one of the top online casinos which is why it has a huge following. One of the reasons for its success is the hundreds upon hundreds of great casino games it offers its players.
The Royal Panda online casino is regulated by the Malta Gaming Authority for some markets as well as the UK Gambling Commission meaning that it is safe to play at. The website is secured at all times with encryption protocols that are among the toughest in the industry.
Royal Panda can be enjoyed on a desktop but has also been fully optimized for mobile use. You can fund your account here by using debit or credit card, Trustly or Skrill.
New sign ups at Royal Panda can enjoy the following welcome offer:
100% up to €1,000 on your 1st deposit
Mr.Play
The mustachioed Mr.Play is an online casino that hosts more than 400 games from the industry’s top software providers. This is a site that likes to entertain and runs regular promotions with bonuses available for both new and existing customers alike.
To ensure legitimacy, the casino is licensed and regulated by the United Kingdom Gambling Commission. It doesn’t matter whether you play on a desktop browser or mobile device as the quality of the user interface will be perfect either way.
Mr.Play offers more payment options than most of its competitors as well as providing top notch security features to keep you safe when playing online. Finally, the Mr.Play support team is available 24/7.
There is a tasty looking welcome bonus on offer here too:
100% up to €200 + 20 free spins
How does a credit card work at an online casino?
If you have never before used a credit card to fund your casino account then fear not as it is a very simple process. Working in exactly the same way as depositing with a debit card, credit cards simply deduct funds from the available balance on the card and transfer them into your casino account.
The only difference between a Visa or Mastercard debit card deposit and a credit card deposit is that with a debit card you are spending your own money and with a credit card you are spending money you have borrowed from a lending company.
Other than that, the process is identical. You simply need to head to the banking or deposit section of the casino site in question. You can usually find the button for this in the top right corner of the homepage.
Clicking on this will present you with all of your payment options and, if credit card is there, you can select that option. From there, enter the amount that you wish to deposit and click on the deposit button and the funds will be in your casino account in no time.
What types of credit cards are accepted in online casinos ?
There are two main types of credit card companies, and both are widely accepted. You are sure to have already come across both of these at some point, but one of these is issued by Visa and the other is a Mastercard.
Visa credit cards
One of the most common and popular payment methods in online casinos, Visa credit cards are famed for their security and reliability. Just about every online casino will accept Visa and any platform that works with a credit card certainly will.
This is because Visa is one of the biggest credit card companies in the world. Visa credit cards make it very simple to deposit funds. Being a credit card, you are unable to withdraw any money back on to it.
You can withdraw funds on to an alternative Visa card such as a debit card as this will show up in your bank balance. Players can use the following options to make their transactions, and each option has its own specific features:
Visa Standard
Visa Electron
Visa Debit
Deposits are usually instantaneous so you will be able to wager what you want right away. However, withdrawal processing times can take a little longer. These withdrawals can also be immediate but can also sometimes take anywhere from 1 to 5 business days.
In our experience, there are typically no fees attached to these transactions. There might, however, sometimes be exceptions to this as there are some online casinos who do, indeed, charge a fee. Also, some credit card issuers can themselves charge you for their service.
Mastercard credit cards
The other main type of credit card is a Mastercard. Mastercard is an American multinational payment card services corporation that is based out of Purchase, New York State. Transactions made using a Mastercard work the same as those made using a Visa card.
Again, there are debit card options as well as credit card options and not every site will accept the latter of the two. To make transactions, players can use the following:
Mastercard Standard
Mastercard Debit
Mastercard Maestro
Whichever card you choose to use, all deposits are processed in an instant, although there are some online casinos that do not allow withdrawals to Mastercard cards. In cases such as these, you will need to use an alternative method to withdraw funds.
Mastercard also offers additional protection against fraud and, depending on the bank that issued the card, there may be some fees attached. For the most part, the online casinos that you will be playing at will not apply any fees on your transactions.
Other credit cards accepted
American Express (AMEX)
The other type of credit card is one that is issued by American Express, often shortened to AMEX. AMEX is easily one of the most convenient online payment methods to make deposits with.
It is very popular, but not as common as Visa or Mastercard. Your transactions will work in the same way as with any other credit card and should also be feeless and instant. Don’t be fooled by the name, these cards have global reach and are not just for use in the USA.
AMEX is a great banking option for online gaming as it is accepted at some of the best casinos in the business.
What are the pros and cons of Credit Card at online casinos?
As with any banking method you choose, there are up and down sides that you might want to consider first.
Pros
Quick and convenient: Credit cards are a fast and convenient way to pay, and don't require additional steps like creating an account or getting an e-wallet.
Easy to track: It's easier to track credit card transactions than other payment options.
Fraud protection: Credit cards offer better fraud protection than other payment methods.
Speed: Credit cards offer rapid processing times, often working in an instant.
Widely accepted: You will find that many online casinos outside of the UK will accept this form of payment.
Cons
Overspending: Credit cards can make it easier to spend more than you would with cash.
Fees: Credit cards can have higher transaction fees than other payment methods. You may also be charged interest and cash advance fees.
Credit card debt: If you use a credit card to gamble and end up in debt, it could be a bad thing as this money needs to be repaid to its lender.
Credit score: Gambling doesn't directly affect your credit score, but using a credit card to gamble could lead to overspending and debt, which will negatively impact your credit rating.
How to make deposits with a credit card?
Making a deposit with a credit card couldn’t be easier. Just follow these simple steps:
It might sound obvious but the first thing you need to do is head over to the online casino site that you want to play at.
Assuming you have already signed up to the site in question, login to your account.
Then, head to the banking or deposit section of the site by clicking on the appropriate button.
Next, choose the credit card option. You may be asked to opt for either Visa or Mastercard, but often the system will figure this information out for itself.
Select the amount you wish to deposit by entering a figure in the box.
Now you will need to enter your card details. This means the long card number, the expiry date and the CVV (Card Verification Value) number.
The final part of the process is to confirm the transaction.
How to make withdrawals with a credit card?
Unfortunately, it is impossible to make a withdrawal back on to a credit card. That is simply not how it works.
What are the fees associated with Credit Card for online casino transactions?
Credit card providers tend to categorize online casino transactions differently from everyday purchases. Because of this, they can charge high rates of up to 34.95% p.a. as well as fees for them. Although it can vary from card to card, this isn’t exactly ideal.
They can attract fees where card issuers typically charge a percentage-based fee that has a strict minimum. For example, 3% of the transaction, minimum €3.
Then there is the interest which is normally charged from the day the money leaves your account. If you manage to clear your balance in full every month, a lot of credit cards will give you a grace period of up to around 55 days 0% interest on purchases.
However, cash advances, which is what credit card companies consider gambling to be, are usually exempt from this benefit. They are also normally exempt from any long term introductory 0% purchase offers.
How to choose the best Credit Card casino site?
There can be a lot to consider when picking a new online credit card casino site. And at the end of the day, different people value different factors in a site. We think the following factors are worth considering when signing up to a new online casino.
Games catalog
To a lot of players, it is important that an online casino has a vast and varied amount of games to play. To that end, try to pick a casino where there is a lot to choose from when it comes to games.
Look for a site that has a lot of slots that come in all different themes and with alternative innovative features. Don’t just think about slots though, look too for the traditional table games such as roulette, blackjack and baccarat too.
If possible, opt for a casino that also has live dealer games, a poker room, and even a sportsbook to give yourself maximum options.
Licensing and Security
It is especially crucial that you sign up to a casino site that has the highest levels of security protocols as well. Remember, when you are playing online casino games you are wagering real money even with a credit card, even if these are borrowed funds.
What this means is that your sensitive financial information is potentially on the line and at risk. However, if you play at a legitimate casino then you will be fine. There are a number of ways you can ensure this to be the case.
Firstly, any site we recommend will be safe to play at. Secondly, look for the site’s license details. This you can usually find by scrolling to the bottom of the home page where the licensing information will be displayed.
Eventual transaction fees
Generally speaking, credit card deposits are free of charge. However, there are some online credit card casinos out there that do apply service charges. If this concerns you, then you should find out beforehand.
You can do this by reading through the help section of the website you wish to play at. If you can’t find what you are looking for then you always have the option of reaching out to the casino through their dedicated customer support team. There should be multiple ways of contacting the team.
Customer service
As we only just mentioned, customer support is of the utmost importance. The majority of casino players will never come across an issue so long as they play at a reputable site that carries the necessary licenses.
However, there can be occasions when, for whatever reason, you may need to reach out to the customer service team, even if it’s to inquire about transaction fees as in the previous example.
To that end, try to pick a casino that has many ways of contacting the support team as well as one who can be contacted at any time of the day, seven days a week. The usual options include email, live chat with a real person, and by phone.
What are the alternatives to Credit Card on online casinos?
As well as paying by a Mastercard or Visa credit or debit card, what are your other options when it comes to casino banking methods that can be used to make a deposit?
Bank Transfer
A bank transfer is the transfer of money from your bank account to the casino’s bank account. In order to use bank transfer to fund your account you will need to have a personal bank account. You might be required to call your bank to set things up if this is your first time.
Bank transfers can be a good alternative to credit cards as they are usually feeless, safe, instant, plus you can only spend what you already have and no more. This makes things faster and even more convenient to use for online gambling.
PayPal
When making a regular deposit, PayPal is worth considering as it has many benefits. PayPal is a popular e-wallet that provides a highly secure and trustworthy way to make both anonymous deposits and withdrawals with online casino sites.
Probably the most famous of all the e-wallets, PayPal prioritizes the security of all transactions. The same can be said about the ease of transactions which gives players peace of mind and allows them to relax and play in a healthy mental state, something that is crucial when gambling.
Bitcoin
Another popular option is cryptocurrency. The most famous of these is Bitcoin. Before the launch of Bitcoin as a banking method for betting accounts, gamblers had to use their credit or debit cards. Now, it only takes seconds to complete the deposit to your online casino account.
Bitcoin gamblers tend to enjoy much more affordable transaction fees, and in some cases there are no fees whatsoever. Also, crypto payments are decentralized, which means that there are no third parties involved in transactions. Said transactions are also completely anonymous.
Skrill
Skrill, formerly known as Moneybookers, is another popular e-wallet that allows players to transfer funds instantly. This is a widely accepted service at online casinos globally and one that casinos will not charge you for using.
For a cost, Skrill can supply a prepaid Mastercard so you can spend your money in shops or online without withdrawing funds into your bank account. This is good as Skrill does charge a small fee for doing this, but not for using your card. You can also transfer funds to the casino directly from your wallet.
paysafecard
paysafecard is a payment method that offers all the benefits of using your bank card without compromising any of your personal banking details and, because it's prepaid, it allows you to budget safely too.
Gambling with paysafecard is extremely safe and speedy which is why it is one of the most popular topping up methods.
Comparative table of alternatives
We realize that there is a lot to take in when considering which way to make your deposit. In truth, there is no wrong or right option, and each banking method has its benefits, and none are completely perfect.
The following information may differ according to the online casino that you use and the specific geographical location you are in.
| Payment Methods | Fees | Delays | Min Deposit | Max Deposit |
|---|---|---|---|---|
| Credit/Debit Card | No | Instant | €20 | €1,000 |
| Bank Transfer | No | Instant | €20 | €1,000 |
| PayPal | No | Instant | €20 | €1,000 |
| Bitcoin | No | Instant | €20 | €1,000 |
| Skrill | No | Instant | €20 | €1,000 |
| paysafecard | No | Instant | €20 | €1,000 |
Frequently Asked Questions
What credit cards are accepted at online casinos?
The main credit cards that are accepted will be issued by Visa and Mastercard, but you will also come across casinos that accept American Express too.
Is there a minimum and maximum amount for credit card deposits?
The answer to this will differ from casino to casino, but you generally expect a minimum deposit of at least €10 at the majority of online credit card casinos.
Can I withdraw my winnings by credit card at an online casino?
Yes, you can withdraw any money won by wagering through a credit card, but not to a credit card as this is not possible to do.
Is it allowed to use a third party credit card for deposits?
This is a firm no; you cannot use another person’s card to make a deposit.
Can I cancel a credit card deposit?
No, credit card deposits are instantaneous so there is no time to cancel. However, you can withdraw the money right away into your bank account, although this may take up to five days depending on the casino site you have requested your money back from.
